Insurance for property owners

A: In the state of Colorado, roofers are required to have a business license to legally operate. You can request your contractor’s licensing number and have it verified through your local municipality.

Roofers should also be insured, so you’re not financially responsible if accidents happen or property is damaged during a project. Your roofer should be able to provide you with their liability and workers’ compensation insurance certificates.

Oftentimes, municipalities require roofers to have these two forms of insurance to obtain a license. If your roofer refuses to provide any of the following information, it’s likely that they’re not qualified to perform the job

A: While your roofer cannot file your claim, they can help with the process. Typically, professional roofing contractors have extensive experience working with insurance companies. They can help guide you through the process and provide you with the documentation needed to file your claim.

A: While you have to provide documentation of damage to receive appropriate compensation, your roofer can do this step for you during their damage assessment.

A: If your claim is denied, your roofer can help you with the appeals process. An experienced roofer will provide enough documentation and advocate on your behalf to ensure you receive adequate coverage for your claim.